Debt recovery is implemented when someone takes a loan— such as a credit card balance & that loan continues to be unpaid for more than one billing cycle, here a creditor appoints a third party, known as a collection service, to focus on collecting the money. Debt recovery is important because it is directly related to your credit score. If you are being contacted by a debt recovery service, it means there is a record that you have defaulted on a loan and currently have delinquencies. These delinquencies get reported to the credit bureaus, damaging your credit score, which can potentially hurt any future loan opportunities. Many of us looking for loans require maintaining the credit score and understanding the entire process of taking a loan and how you can avoid being a defaulter, which are matters of concern. Or if you wish to be a part of the collection service agency then this course by IID on Debt Recovery gives you a chance to learn from experienced personnel. To know more visit- www.iid.org.in
Debt Recovery Agent
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